Tidera Capital connects South Florida buyers and investors with lenders from our exclusive South Florida network. We match your profile with the right financing program — at no cost to you.
South Florida — encompassing Miami-Dade, Broward, and Palm Beach counties — represents the most concentrated marine financing market in the United States. With over 700 miles of coastline, access to the Gulf of Mexico, the Atlantic Ocean, and the Florida Bay, South Florida is where the world's most discerning yacht buyers and vessel owners seek financing.
Marine financing encompasses a wide range of loan programs designed specifically for the purchase, refinancing, and equity access of recreational and commercial vessels. Tidera Capital is an independent marine financing broker — we do not directly lend. Instead, we connect you with lenders in our exclusive network who offer programs tailored to your vessel type, credit profile, and purchase price.
Our lender network covers all vessel types, recreational boats, commercial fishing vessels, liveaboards, charter boats with loan programs ranging from $25,000 to $25,000,000+. We operate across South Florida and all of South Florida, connecting buyers with hundreds of marinas across Miami-Dade, Broward, and Palm Beach counties.
Our matching process is straightforward, fast, and completely free to borrowers. Here is exactly how we connect South Florida buyers with the right marine lender.
Submit your vessel details, purchase price, and financial profile through our quick inquiry form. Takes under 3 minutes.
Our team reviews 50+ lender programs to identify the best fit for your profile, vessel, and South Florida market situation.
Within 24 hours we introduce you to the lenders whose programs match your needs. You decide who to move forward with.
Work directly with your matched lender to complete underwriting and close. Most programs fund in 2–4 weeks.
Our lender network covers a wide range of marine financing programs for South Florida buyers. Below are the primary program types we match borrowers with.
Lenders in our network offer purchase programs for new vessels from authorized dealers in South Florida and nationwide. Programs include competitive terms for qualified buyers, with loan amounts from $25,000 to $25,000,000+.
The used vessel market in South Florida is robust. Our network includes lenders who finance pre-owned boats and yachts, typically requiring a current marine survey and proof of insurance.
If you already own a vessel and want to access better rates, lower payments, or pull equity, we connect you with lenders offering marine financing refinancing programs for South Florida vessel owners.
For high-value vessels in the South Florida luxury market, our network connects buyers with lenders offering jumbo marine programs above standard loan limits, tailored for high-net-worth borrowers.
While requirements vary by lender and program, here is what most lenders in our network typically look for.
South Florida — encompassing Miami-Dade, Broward, and Palm Beach counties — represents the most concentrated marine financing market in the United States. With over 700 miles of coastline, access to the Gulf of Mexico, the Atlantic Ocean, and the Florida Bay, South Florida is where the world's most discerning yacht buyers and vessel owners seek financing.
South Florida's marine market includes prominent facilities at hundreds of marinas across Miami-Dade, Broward, and Palm Beach counties. These marinas serve the communities across three counties from Key Biscayne to Jupiter communities and attract buyers from across the country and internationally.
As an independent financing broker, Tidera Capital has built relationships with lenders who actively finance vessels in the South Florida market. This means we can match you with lenders who understand local vessel valuations, acceptable survey companies, and the specific documentation requirements for South Florida transactions.
Submit your inquiry and we will match you with lenders from our network within 24 hours. Our matching service is completely free to borrowers.
Our team will review your information and reach out within 24 hours with lender options.